Insurance Law

For both the insurer and insured, it is crucial to understand each party’s rights, responsibilities and obligations when dealing with insurance.

Poor management of insurance issues whether inside or above the excess can have a significant impact on an organisation’s profitability and efficiency.

We help our clients to better understand and manage these obligations and responsibilities under insurance policies through the provision of broad and discrete advisory and litigation services.

For both insureds and insurers, the prompt and financially efficient resolution of claims has a significant and direct impact upon the operation of a business.The response to a claim, the defence of a claim and possibly the trial of a claim, requires resources (human and financial) to be taken out of the business.

The earlier issues can be identified and a resolution plan developed and acted upon, the sooner the organisation can get back to business and reduce the ultimate cost of the claim.

Indemnitylegal with its experience managing claims inside and outside litigation, can more effectively manage claims from the receipt of notification of circumstances which may lead to claims or receipt of the claim itself.

The management of litigated claims is enormously instructive in managing unlitigated claims and claims below the excess.

Claims which seem unlosable to some without that litigation expense are often unstoppable when litigated.

Our specialist insurance services include:

• interpretation of insurance policies
• advices relevant to the operation of the policy
• policy drafting
• litigation of insurance policy disputes
• advice concerning the operation of mutuals
• reinsurance
• and claims, both litigated and unlitigated, including claims within deductible limits