Clothing

The fashion industry has undergone significant changes. For example, how it delivers product to market. It can now be a truly global operation, with stock, fabric, and people being located all around the world.

Of course, all this needs to come together to deliver stock into store. If something goes wrong along the way, you are exposed to not only the loss or damage at that site but also the flow on effects. And depending on timing, like a new season launch, the loss of profits that result could have have a dramatic effect.

A unique approach.

We have years in the identifying of insurable risk for the clothing sector, and can expertly work with you, identifying your insurable risk, designing an innovative insurance programme to manage that risk, and ensure further certainty with cost effective insurance purchasing.

And as clothing retailing poses certain personal injury related risks from the operation of retail chains. We can deliver our services in a risk managed framework, working together with our legal services company indemnitylegal.

They can work with you, managing your contractual risk, and providing claims management.

Clothing products & services

• Industrial Special Risks - incorporating coverage for where your stock is anywhere in the world
• Business Interruption - incorporating coverage for key customers & suppliers of fabric, patterns, manufacturing operations, lead times into sales & seasons, vertical market integration, whilst in transit
• Marine Transit - for transits commencing and ending anywhere in the world and including loss of profits for new seasons
• Employee Dishonesty
• Workers Compensation
• Directors & Officers Liability - including Public Companies
• Claims management
• Contractual risk
• OHS Management